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US Central Credit Union - US Central Credit Union is the largest Corporate Credit Union in the United States. Unlike consumer driven credit unions (referred to as "natural person" credit unions in the industry), US Central provides its services only to other corporate credit unions, in effect acting as the "corporate credit union's credit ...

Corporate Credit Union - A Corporate Credit Union, also known as a "Central Credit Union", provides services to natural person (consumer) credit unions. In the credit union industry, they are sometimes referred to as "the credit unionâ€™s credit union".

Consumer finance - Consumer finance in the most basic sense of the word refers to any kind of lending to consumers. However, in the United States financial services industry, the term "consumer finance" often refers to a particular type of business, sub prime branch lending (that is lending to people with less than perfect credit).

Fair and Accurate Credit Transactions Act - Under the Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, ) which was passed by Congress on December 4 2003 as an amendment to the Fair Credit Reporting Act, consumers can request and obtain a free credit report once every twelve months from each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion). The following website has been set up for this:

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